Thursday, April 30, 2009

Realtors - How to Save Sales and Eliminate Squabbles Caused by a Buyers Inspection

Why do buyers that perform a DIY Home Inspection end up purchasing the house more often, than a buyer that has a hired inspection? And why do sellers that do their own home inspection sell their homes in less time, and have a smoother closing process, than a seller than does not do a home inspection? Read On.

Home buyers that do their own DIY Home Inspection are less likely to develop a list of repairs and concerns as large as a hired Home Inspectors list of repairs and concerns. Why is that? A buyer doing their own Home Inspection, with a good inspection guide (instruction) and report will see defects that they know they are capable of correcting, or they have a friend or relative that can makes these repairs. Consequently, the defects are not listed on their inspection report.

Another reason: After signing an earnest money agreement, home buyers, often talk and plan on remodeling certain areas of their new home. They are not concerned at all with these areas, while inspecting. Defects found in these areas are rarely on their report. While a hired inspector will list everything he can find to limit his liability. And last but not least, the dialog between the hired Home Inspector and the buyer, while discussing issues found, can "kill deals". The communications by the Home Inspector needs to be handled just right and delicately, or the buyer ends up with a bleak picture of the home, when in fact the home is a solid home.

A Buyer doing their own DIY Home Inspection gives them more free time in their new home and they will know the home better and have a better understanding of the working components. This builds a stronger tie between the buyer and the home.

A good DIY Home Inspection Report should have included, a "Pre-Inspection Agreement". The Pre-Inspection Agreement should be written to eliminate any liability between you, (the Realtor), and your client (buyer or seller). Your client would simply read and sign the agreement and give you a copy for your records.

Most DIY Home Inspection Reports on the market do not have instructions to guide your client through their inspection or a Pre-inspection Agreement. They consist of a checklist only, without an instruction guide. These Inspection Reports are useless unless the user has a good back ground in construction and the working components of a home.

Today, many Realtors are recommending to their home sellers, to have a Home Inspection before, or at the time it is listed. And for good reasons, statistics will show homes that have had a Pre-Inspection before the listing, have sold faster, because the buyer has more confidence in the home, especially if the seller is willing to do an inspection on the home they are selling. The seller is being "up front" about the home.

For the Realtor, knowing what defects are present gives you and the seller time to discuss what should be fixed and what should not, (perhaps sell As Is). And, it allows the seller to do their own repairs or shop for the best price for the repairs. The seller's inspection will provide an accurate and complete disclosure protection for the Realtor and the seller. It may also be used to help the seller rethink the selling price of the home.

A good selling point for sellers is to have your completed Inspection Report available for buyers when they walk through. Always leave the completed report in a conspicuous place. Reading this Report is valuable to the potential buyer and shows the seller is up front about the home and its condition. The report will show defects and if they have been corrected, it is suggested to give them that update in the report as well.

A Buyer or Seller does not have to be an expert to diagnose many problems found in a home and most repairs have do-it-yourself remedies.

Gary is knowledgeable with over forty years in general construction including twenty years in the Home Inspection business and authored the BAIR (Building Analysis Inspection Report) System. He has put forth his experience of over 7000 inspections in the BAIR System. It is designed to be thorough yet easy to follow. It includes a checklist for each section as well as a summary page at the end of the report for your evaluation.

Review the Report and Download at: http://www.bairsystem.com

How Realtors Can Make a Six Figure Income Using the Internet

More and more people are turning to the internet to research buying or selling a home. A National Association of Realtors study indicates that almost 90% of real estate buyers started on the internet. It is easy for home buyers to look at property for sale over the internet. The internet is changing the real estate industry.

The value of the internet for Realtors will vary according to each market. Here in Sarasota, Florida the internet works well for real estate agents because we have a lot of people buying second homes. Most of those people will start their search on the internet. Making six figures will be difficult in a small, rural market where the internet is not that widely used to find homes for sale.

This biggest challenge to a Realtor is finding clients to work with. There are many ways to find clients - internet, farming a neighborhood, social clubs, direct mail, open houses, door knocking, friends and relatives, etc. I have seen successful Realtors use any and all of these sources of business. There is no one formula for success, there are many. Find out what works best for you. I am not saying that getting business from the internet is the best focus for a Realtor. The highest producing real estate agents in any market are not the ones who focus solely on the internet.

Benefits of using the internet to get business

  • This is a passive form of sales. You put your message out on the internet and people hopefully will contact you. It does not require you to knock on doors or cold call.
  • There are a lot of people using the internet to find homes. This is how it works now and I don't believe it will change. It is so easy for a person to hop on the computer and see real estate for sale within seconds. With new technology it will get easier and easier for home buyers.
  • If you have a website that ranks well in the search engines you will receive a lot of leads. Most of them will be buyer leads.
  • You can get leads via email while you are out doing other things.

The negatives of using the internet to get business

  • Most people who use the internet are typically very early in the buying or selling stage. This requires a great follow up program. Most buyers will start on the internet 6-8 months before actually buying. The internet prospects rarely lead to an immediate sale.
  • Loyalty is a problem. People surfing the internet have so many choices. There are so many Realtor websites out there that most buyers are not loyal. Since they do not have a previous relationship with you then why would they be loyal? It is not a fault of the buyer. That is just the nature of getting new business. This is not just a problem with internet clients but all new clients.
  • You meet a lot of tire kickers or people who want free information. This happens with other lead sources as well.
  • Building a website that ranks well in the search engines is extremely time consuming. It is getting tougher everyday getting a good ranking in the major search engines. You won't rank well and stay there. It is an ongoing task. Be prepared to do some work.
  • You are at the mercy of the search engines. Most people won't find your site unless you are on page 1 or 2. I recently was #1 for numerous search results on Google. In November of 2005 Google changed their algorithm. I lost most of those #1 results.

Pick your own domain name

Get your own domain name. Don't be cheap and use one of those free subdomains. That will cause problems when trying to rank well in the search engines.

Pick a website provider

There are so many website providers out there. You can go with a custom (more expensive) website or template website. If you don't want to work on the site yourself be prepared to spend some money. Your site needs work so you can do it or you can hire someone else to do it.

Do some homework and preferably get a referral from another Realtor on who to choose. Some of the more popular template real estate website providers are: Alamode, Advanced Access, Point2

I personally use Real Estate Webmasters for my websites. Their websites are very search engine friendly.

If you want a website like no other have it built specifically for you. It costs more money but could be worth it. I have seen many top ranking sites use these and other website providers.

Make your website sticky

Alright, so you created your own domain name and started a website. You either have a custom kick butt original website or a template site. You can make money from both of them. Now, you need to make it sticky. That means when people visit your site you want them to stay there.

Most people visit Realtor websites to see homes. Remember that fact. Get a website that shows homes for sale. You can do this by having IDX(internet data exchange) or VOW(virtual office website) capabilities. These are simply two different ways to show people homes for sale with slight variations.

Most Realtor Association offer access to an IDX. IDX allows websites to show listings from all participating brokers. This is is a necessity in my opinion.

Create original content that users would like to see. Most agents just get a template website, make a few minor changes and then pray that someone finds them. This won't cut it. Either create the content yourself or hire someone to do. Search engines like original content and I think they reward sites where the webmasters has spent some time and built a useful website.

Make sure you have plenty of ways for people to contact you on your website. It is very important to have links to your email or better yet forms for people to fill out if they want more information or questions.

The goal of the website is to start a relationship with the potential buyer.

Ranking well in the search engines

This is probably the most important, and hardest tasks.

My website is on the first page of Google and MSN for several search phrases. There are thousands of articles, books, websites and discussions on how to rank well in the search engines. Many people spend all day, every day trying to figure out how to get their site at the top. You can choose to do this if you want. It is a time consuming process.

If you want more immediate results you can use Pay Per Click (PPC). When you do a search on any of the three major search engines you will see Sponsored Results or Sponsored Websites. You can pay to be on the first page of the search phrases you want. In a competitive real estate market like Sarasota, Florida the desired search phrases can be expensive. PPC is the best option for most people. For more information on PPC go to https://adwords.google.com/select or http://www.overture.com

Keep in mind that you can have the best website in the world but if no one can find it you won't make a dime. Search engines and using PPC can generate a lot of traffic.

What to do when you get leads

Remember, most internet leads are long term prospects. Most home buyers or sellers start early. You have to implement a program to build the relationship and stay in contact with them. This is the hard and boring part in my opinion. It requires a lot of discipline. You can create some sort of database or file system to continually stay in contact.

When I get interested buyers that are not ready to do anything immediately I set them up on an automated property email program. They tell me their requirements and my MLS system will email them daily with any new listings. It is a good way to stay in their face. However, if you don't contact these people via phone or email regularly there is still a good chance you will lose them. Stay in touch with them because most agents give up quickly on prospects.

Once you have a website that is getting plenty of visitors you will get leads. Some of them good, many of them bad. This is where your sales skills come into play. Your database of prospects will grow.

Know your market well

Make sure you know your real estate market. You will get many leads from people who are unrealistic about property values.

I rank well for people searching for Siesta Key real estate That is a gorgeous barrier island off Sarasota, Florida. It is not an inexpensive place to buy real estate. I frequently get visitors on my website who want to buy at unrealistic prices. Don't spin your wheels on prospects that won't accept current prices. This requires you to know your market well.

Don't be afraid to fire a prospect

The focus is to work with serious, realistic prospects. Again, don't spend too much time on people who will only buy when they find the deal of the century or the seller who wants must more than the market will bare.

Make sales goals

Let's say you want to gross $150,000 a year from the internet. Find out what your average commission is in your area. In Sarasota, Florida most of the homes on MLS are offering a 3% co-broke. If my average sales price is $400,000 then my average gross commission is $12,000. Therefore, I need to sell about 13 homes. Obviously, these numbers will change for your market. Work the numbers and then make your goals.

In a nutshell:

  • Build a good website that visitors find useful and make it easy to contact you.
  • Rank well in the search engines either through organic listing results or pay per click. Pay per click is more immediate and probably the best option for most.
  • Create a database of the website leads and be diligent about staying in contact with them.
  • Work with good prospects and don't waste your time on unrealistic prospects.
  • Make sales goals and work hard to achieve them. I have somewhat oversimplified this process. There are a thousand more details that can't possibly be mentioned in this article. However, this information will definitely get you started to building a six figure income career in real estate from the internet.

Marc Rasmussen is a Realtor in Sarasota, Florida. Sarasota Real Estate

Tuesday, April 28, 2009

Make Money From Home With an Affiliate Marketing Business

Working from home used to only be something people dreamed about, but it has now become a reality. Millions of people are earning money working from their home, and there is no reason you should not be one of them. Make money from home today with an affiliate marketing business.

An affiliate marketing business is a great way to earn money working from home. To run an affiliate business, you simply need to create a website that you can generate traffic to; or, become an affiliate for a business that gives you a website. Once you have a website, you need to become an affiliate for a business.

Affiliate marketers are paid commission every time someone leaves the affiliate's website and purchases something at the business the affiliate is under. For instance, if you are an affiliate for Eastbay and someone clicks on an Eastbay ad on your website and purchases a pair of shoes from Eastbay, you earn a commission on that sale.

The good thing about affiliate marketing is you do not have to do any work to earn money, although it does help, and you can be earning a residual income in no time. Also, you can become an affiliate with more than one business, promoting more than one product, and earn more money!

Working from home used to be a dream, but it is now a reality for millions of people. Make money from home with an affiliate marketing business, and you can begin to earn a residual income in no time.

Bill Bettler
Money On Command

Bill Bettler has been in sales and marketing for over 13 years. He currently makes a Full Time Living as Owner of Money On Command, an Internet Marketing and Direct Sales Company. He brings a fresh and innovative approach that's based on the principle of "Attraction Based Marketing". Born and raised in New York, Bill was previously co-owner of a Mortgage Lending company. Visit At:

http://www.10K10Days.com

Can You Really Make Money With EBooks in a Recession?

Two days ago I was having lunch with a long time friend of mine. He sells insurance and was talking to me about all the people he knows who are having a hard time during this recession we're supposed to all be suffering from. So I listened. We were having lunch in a nice little restaurant inside a large mall. We were seated by a window where you could look out and see people walking by and shopping. When my friend paused for a moment from all his talk of doom and gloom, I made an observation. I said, look at all the people who are here. Do you know what they're doing, I asked my friend. He replied, shopping. I said, that's right. They're doing what we all do -- spending money.

My point is this. We all know we're in a recession. But for the most part, we're all still spending money. And if you operate a profitable eBook publishing company, you'd see that your sales have actually increased. That's right, sales for many of the eBook titles that I publish have increased. The same is true for three other highly successful individuals who I interact with on a professional level. Why? My guess is that more people like the idea of being able to buy something that's useful to them from the comfort of home. Not to mention, there are no shipping or printing costs. It's a significantly cleaner transaction for the publisher as well as for the customer. So yes, you really can make money during a recession if you're selling the type of product that people are interested in buying.

For more FREE information about how to make money on the Internet with your own home based eBook publishing venture, visit the eBook Secrets website by clicking on this link.

You'll discover a fantastic resource that I've put together for you that will help you launch and grow a profitable home based eBook business WITHOUT having to spend a lot of money on startup expenses. You can literally get started today. So go ahead and visit my eBook Secrets website today.

Yours For eBook Profits,
Ethan Evans

Goal Setting Theory - My Successful Goal Setting Strategy For Your Use!

Are you trying to make sure you set yourself up for success with your goals? You are not alone and you need to have a good goal setting theory or strategy to help you get to where you are trying to go. The Magic Hundred will help tremendously, but for now here are some good tips to get you started.

First, you need to define your goals and know what you are after. If you want to make more money, then pick out how much you want to make and how soon you want to make it. If you want a new car, then pick out the model and the type so that you will have something to visual. This is very important in the strategy to get yourself to where you want to go.

Second, you should write down all your goals and put them somewhere that you can see them on a regular basis. You can also print out pictures of what you want or of something motivating to help you see what you are after and what you are working so hard for.

Last, you need to break your goals down into small pieces to make it easier. There is a goal setting theory called eating an elephant. The answer to how you would eat an elephant is one bite at a time. This is the same thing with your goals and they are much easier if you break them down into smaller parts instead of just concentrating on the larger goals themselves.

Go Here Now to Discover how to set your goals and get to where you want to go with The Magic Hundred!

Stopped Losing Your Car Keys

Sunday, April 26, 2009

Make Money Easy Online From Affiliate Programs

Who says making money on the Internet is not achievable? To make money easy on the Internet has never been easier with the availability of numerous Internet affiliate programs.

These merchants have ever-present business and they are more than happy to pay you a commission if you can help promote their product or service.

So what is an affiliate program? This program allows affiliate to promote the business of the advertiser by driving web traffic to the website of the advertiser. To join, both the advertiser and affiliate must enroll themselves with a third party like Clickbank or Commission Junction.

Affiliate will need to drive traffic to the advertiser website and the performance is appraised by Click Through Rate(CTR) or subsequent transaction which is measured by Cost Per Action(CPA). Affiliate Program is a win all business proposal for both the advertiser and the affiliate. Advertiser need not pay the affiliate unless he/she has delivered the desired outcome. The affiliate makes money without having to vex about orders, inventory, shipping, or customer service since these are done by the Advertiser themselves.

This is an action driven business. Affiliates will be motivated to bring lots of web traffic to the website of the Advertiser and hopefully it will result in a sale. Concurring to Forrester Research, affiliate marketing is the most effective of all online marketing methods.

After sharing how affiliate programs works. It is time to make money from Internet affiliate program. Simply create a blog or website and promote the business of the Advertiser. This is usually done by applying Search Engine Optimization on the blog or website.

Others even have great success by engaging Pay Per Click(PPC) advertising in driving traffic to the advertiser website. These Internet Marketers have experienced knowledge of the product and are able to achieve better conversion rate.

However I won't encourage beginners to adopt the PPC method since it requires intense keyword research on the product that the affiliate is promoting.

Stephen Ng blogs about how to make money easy online and make money tips. Using a combination of Adsense and Affiliate Programs, money making opportunities and ideas is limited ONLY by your creativity. Affiliate marketing is your best online business.

Putting God On Trial

Make Major Money As a Green Consultant

In these rough economic times, anyone making the choice to be a consultant should first investigate a segment that is not already filled with rampant competition. Consider how many business coaches are out there. There is a lot of turnover in coaches and consultants, so why not avoid the businesses that lack serious promise? One of the best areas of consultant is the exploding needs of emerging Green businesses.

The problem is that most businesses are busy making business happen. Going Green is often relegated to paultry offerings such as installing CFL bulbs or more technical thermostat. Other firms feel like they are participating in Green transition by attending seminar and Green events. Others show their Green commitment by writing a check to various Green programs. None of these ideas are effective and honest when there are so many lacking issues that reside in their operation.

Due to the constant pressures of business, the smart move is hire a professional who knows how to evaluate, suggest, and implement a series of Green improvements. So far, most Green consultants are self-educated and not well-rounded in their knowledge of the subject. The Green consultant should be trained in all areas of environmental issues that affect business. This will allow the consultant to act as the outsourced Green adviser to the company. This allows this person to bring the best information to the company in a fashion that fits the company's needs.

One of the first steps is the Green Awareness training. This allows the in-house workers to buy into the Green program. Most projects leave out the "home team" when so many of the practical issues go unaddressed. Green Awareness training gets the whole office or company on the same page and makes an immediate impact on the Green program. The Green Awareness training leads into the Green Management which is a twelve month guided process to earning the company's GCI Green Building certification. Month by month, new ideas for Greening the office are introduced allowing the company to earn the requisite 100 points needed for GCIC Green Building certification.

Know how to Go Green also means knowing where to find the resources to turn suggestions into actions. It is important to know that Going Green is not done in a week, a month, or a year. This evolution is still in its early stages. We are going to see new ideas, new products, and new issues as time passes. One time fixes are not appropriate for this monster issue. A Green consultant will be learning and constantly increasing what they know. Innovations are still coming out every day, so the need for serious consultants will not soon diminish.

Green consultant training is being offered through the only source that can offer this trademark certification. The Green Business League and joined with Green Clean Institute to offer training for aspiring Green consultants. Find out more at Green Clean Consultant website and download an overview and application, but do it soon since classes are expected to fill up. Classes are planned for Chicago, Los Angeles, Dallas, Tampa, and Philadelphia.

Michael Richmond is the director of the Green Clean Institute, and chief adviser for the Green Consultant.

Understanding Faithful Followers

Saturday, April 25, 2009

Discover How to Make Money Doing Surveys!

If you want to make money doing surveys, you're not alone, many people around the world have realized how lucrative it is simply to give large corporations your opinion. But if you're new to this you may be asking yourself, is it really possible to make so much money doing surveys? Can I really earn a nice part-time or even full time income filling out surveys? The truth is there are some survey sites which you need to be wary of, there are only a few legitimate sites which you can make a living from, the trick is to be able to find those legitimate sites.

The first thing you must know if you want to make money doing surveys is that public opinion is worth gold to large corporations. When I say large corporations, I mean the likes of Coca-Cola, Nike, Sony, Addidas, Dell, Panasonic, Pepsi and Burger King. All these companies pay big money just to get the average person's opinion on their latest product ideas. You see, these companies need to conduct market research to find out if their ideas will sink or swim, they need to do this to prevent themselves from wasting millions of dollars on a venture which just won't work out. Normally they would conduct surveys over the phone via telemarketers, but they're now realizing that people these days aren't willing to give up their time and that they in fact need to pay us for our opinion!

So that's all well and good, but how do you make money doing surveys? How are they sent to you and how are you paid? Well, the answer is that you need to do some research and find the good paid survey sites. A good site will pay an average of $25 per survey which will take you around 15-20 minutes to complete. Paid survey sites also have larger databases of quality surveys than free sites. What does that mean for you? It means that you will get more surveys and make more money. When you join a survey site you will enter in a profile which describes the type of person/customer you are and based on that you will receive the appropriate surveys. Then it's totally up to you how many surveys you want to complete. You get what you put into this. If you take it seriously, like a business, you could see yourself making an extra $3000 or more per month.

Want more tips on earn money online survey sites? Discover how to guarantee yourself $135 per day, visit: Earn Money Taking Surveys!

30 Days To Creating Super Habits

Make Money Online With Maverick Money Makers

If you want to cash in on the benefits of internet marketing but find the thought of creating your own product overwhelming, you'll need to consider other options. There are numerous options available to make money online, but if you're looking to get started quickly, you'll need to learn fast.

Maverick Money Makers is a newly launched online membership that goes beyond the norm of most internet marketing products to teach you every piece of the puzzle so you can get started making money right away. The founder, Mack Michaels has been involved in Internet marketing for over 10 years, making hundreds of thousands of dollars online every month.

Mack's membership program will take you from absolute beginner to successful internet marketer in a matter of weeks. Once inside the membership you'll find a number of different areas where you can start making money straight away.

There are 7 mains sections within the membership that reveal the secrets to making money online:

1. Complete Core Training System

This section currently includes over 7 hours of video tutorials that will take you from complete novice to the stage where you're ready to start your own internet business.

2. Quick Money Blueprint Systems

If you're anything like me and don't have time to spend hours researching a market to begin making money online, then this section is for you. With a number of video tutorials that teach separate strategies that you could honestly setup and begin making money with in the space of an hour. This area is more for the advanced internet marketer but if you're a complete novice, then watch the complete core training videos and move onto this section.

3. Brilliant Niche Marketing Ideas

Have you ever thought of making your own product to market online but never known what product to create? Then stop thinking as this section provides a complete list of the most relevant and profitable topics to make an information product on. Mack pays a team of researchers to come up with the most popular and profitable ideas to develop information products around.

4. Turnkey Products To Sell

Never buy another resale rights product again. This section includes over 100 information products on an array of different topics that you can sell as your own. Include them in a membership site, give them away as a free bonus or setup a sales page and sell as your own. Most products come with a complete sales page so you can begin making money instantly.

5. Skillset Training Systems

For your complete list of "How To" video tutorials this section is a must. From learning how to master the Google content network to adding videos to your own website, this section shows an in depth look at skills you'll require to master your own online business.

6. Your Point And Click Rolodex

Mack reveals every website he uses to run his own online business that makes him hundreds of thousands of dollars every month. With links to every website you'll ever need to run a successful online business, this section is worth the price of the membership alone.

7. Millionaire Mindset Coaching

As the title suggests, this section provides audio from some of the most renowned millionaire coaches in history with new content added each month.

Mack releases new content in each section of the membership every month with his monthly updates that are definitely something to look forward to.

I've invested in some internet marketing homestudy courses costing $5,000 and in my opinion Maverick Money Makers is better value for money at a fraction of the price. If you've ever wanted to learn how to make money online, Maverick Money Makers is the most comprehensive place I've found. Mack definitely sets the benchmark for other internet marketers to try and match up to.

Did you find this article helpful? If you did, then take a look at the step-by-step video tutorials here!

http://www.MakeMoneyAtMaverick.com

Getting Up Earlier

High School Student Inspiration Video

What a great inspirational story about a young man on a high school basketball team. Sometimes it's not all about what you think

Check out one of his recommended books, You Can Have It All

Greg is currently working on a self help library filled with great subjects on a wide array of topics, like religion, self help and spiritual changes in the world. His views on religious freedom are slowly changing the way people think about institutional religion.

Getting Up Earlier

Learn How to Make Money in a Recession

So you want to know how to make money in a recession? With the economy in a recession, money can cause a lot of stress for Americans. Jobs are getting harder to find, let alone keep and people are looking for a way to make money. The majority of people want to ensure that they will have a financially stable future. We are then faced with the question, How to make money in a recession?"

With the stock market in chaos, people don't even consider investing in stocks. Whether you believe it or not, there is still money to be made here. The best way to make money in the stock market fast in this down market, is in penny stocks. Penny Stocks are low value stocks that usually cost less than five dollars a share.

Without guidance, Penny Stocks can be risky. They have the potential to make large sums of money in a short period of time. However, on the contrary, you can lose your money in short period of time also. Therefore it is not recommended to just put your money into random stocks. You need some form of guidance.

When choosing penny stocks to invest in, it is important to analyze stock charts. By reading a number of charts, professional stock traders can predict which stocks will go up in value. This is how professional stock traders determine which stocks are wise to invest in.

These professionals are limited to how much information they can analyze. The average pro stock trader can only analyze one chart in about ten seconds. There minds have limits and they can only process so much information. As the market gets worse, it becomes harder for these traders to find profitable stocks.

So how is it possible to make money in a recession? The answer comes in the form of a special computer software. This software is known as "MARL" and is described as a stock trading robot. This software has the ability to analyze extensive amounts of information and this allows for it to make accurate predictions. MARL can read seven stock charts a second compared to the stock trader that takes ten seconds to read one.

This program is so smart, that it allows you to make make money in a recession. The stocks that it chooses are almost always profitable. The majority of the time this ROBOT accurately, chooses profitable stocks. However, every now and then the software can be wrong. It is an investment, and all investments involve some risk.

Don't worry though, the majority of the time this program will make you money. How do I know? Because I purchased this software, and it really does work. 93% of the stocks MARL provided have made me money. This program is very intelligent, and the recession hasn't had much of an effect on its success rate. The name of this program is Doubling Stocks and it really works. You can read my personal review of this product at - http://www.squidoo.com/the_doubling_stocks_review

Power Of Affirmations

How to Make Money Online With Digital Products

The reality is that I have now heard of more people emptying their pockets, to Google, than I have heard of pockets being filled, by Google, using those methods. What I see on the Internet is a lot of hype and nothing more, especially surrounding AdSense and AdWords.

That is why I am now promoting how to make money online with digital products. But not simply and solely by selling them, but by CREATING them. The first, most obvious and easiest way to do this is by writing an e-Book. Not only is it inexpensive to create, it also is virtually cost free to deliver. E-books also have very distinct advantages over just about every other product I can think of. Follow along.

You only have to create ONE. It can be copied, at two clicks of a mouse, downloads instantly, uploads to the net instantly, commands anything between $9.95 and $97.00 easily, can be updated at a few clicks of a mouse, and can be taken off the market instantly. With this type of product the manufacturer has ultimate and absolute product control.

You can fill it with as many affiliate links as you like. You can drive and promote whatever you want in it and have the readers undivided attention. If it is any good, and actually does whatever you say it is going to do (teach how to dance, cook, whatever), and does it well, chances are you will not have to fork out for very many refunds. Also, you can give out TRULY unadvertised bonuses, that come only within the book.

You can restrict duplication with the new e-book writers on the market now. This means that e-books, in particular, will begin to get VALUE back. They will be as exclusive to the owners as the old sets of encyclopedias sitting in peoples houses, in lounges on book shelves.

Not only this but, if your e-book is good, bonus packed, and delivers, then you get to become recognized as a trusted author. You know what that means, don't you. If this was the case then you could get to sell to the same person over, and over, and over again!. That means money and that, my friends, is how you make money online.

Do you want to learn more about how to succeed and easy ways to create wealth To download your free copy of my latest eBook, click here Wealth Creation Keith Roberts has been working in the field of wealth creation for nearly ten years and has written a number of books on the different ways of doing so.

Starting With Simple Things

5 Ways to Make Money From Home During Tough Times

When you think promoting your online business in order to make money from home, it differs greatly from the traditional promotion ways. Actually these tactics, which I present below, are unique ones, they just do not exist in the offline marketing.

1. Make Money At Home With PPC.

PPC is one of the most targeted ways to get contact with the people, who are at that very moment interested about your offer. If you ask how to make money from home quickly, my recommendation is PPC.

It is fascinating that you can get your small text ad on the top of the Google page in minutes and still control your budget totally, an ideal answer to the question of how to make money from home quickly.

2. How Can I Make Some Extra Money With Blogging?

Compared with PPC, blogging is a great way to build brand and to presell the idea of your landing page. Blogging is a multistep marketing process, where you increase the interest towards your offer little by little. People see a blog as a very personal medium, like as a diary, which increases the credibility very much.

Remember to write optimized blog posts, because only then they have a chance to climb high on the search engines. When you start to get comments from your readers, you get better chances for ways to make money online and a position in the online community.

3. Article Marketing Offers Effective Residual Ways To Make Money From Home.

Article marketing is my absolute best way to make money online. It has benefits, which no other promotion way can offer. It influences during short and long term, it builds your brand in a very personal way, it brings targeted traffic from the article directories and it will draw your site high on the search engines result pages. This all, if you use keywords in your articles.

4. How To Make Money Online With The Email Marketing.

The ideal way to avoid spamming accuses is that you install an optin form on your website, where site visitors can sign in and order your email income course. When they do this, you have a chance to send them ezines during a very long period of time.

Another great benefit is that you can segment your subscribers, i.e. to divide them into homogeneous groups and to send them taylor made messages, even private communication. This increases the results very much.

5. Social Bookmarking Increases The Number Of Visitors Of Your Blog.

The social bookmarking sites are special sites, which allow you to write a short text ad every time you have posted a new blog post. When you use search term already in the title and teaser, it increases the number of your blog visitors and draw targeted people to your blog.

As you see from the above list, these marketing ways are unique, only the online marketing can offer them. Which makes them especially effective is that they are extremely targeted and, this is best, people search them by themselves using their own search terms.

Juhani Tontti, B.Sc., Marketing. Find More Low Economy Ways To Make Money From Home

My Website Content Shows Effective Strategies How To Make Money Online. Visit: Make Money

Jim Jones Impact On My Life

Commission Blueprint - Make Money With Clickbank!

Commission Blueprint is a original product created by Tim Godfrey and Steven Clayton (in my opinion the fathers of affiliate marketing). It is a series of video tutorials and ebooks that teach you how you can abuse clickbank using the exact same methods that its inventors use to channel money to their bank accounts everyday. This article is here to decide on whether commission blueprint really works; or doesn't.

Steven Clayton and Tim Godfrey are successful internet marketers, although modest of their genious, have put together a 'blueprint' set of videos that teaches you the same methods they use to make crazy amounts of money. Serious money. These videos take you on a step by step guide, teaching you how to make as much as $109,000 in 1 month.

Commission blueprint contains opt in page secrets, pre-sale secrets (some of the best on the web) and page review secrets. It also contains many video tutorials to get you started and help you pick the best keywords.

It also contains the same opt-in, review page, and landing page templates that steve and tim use for their websites. These templates are customizable and are huge time savers if you don't feel like spending time writing your own.

Commission blueprint is not a scam, but you do have to put in time and effort. If your looking for a "maybe get rich quick scheme, if your lucky) then this probably isn't for you. Then again, anything worth doing is worth working for. The key to Commission Blueprint is to engineer your keywords so that they generate a massive audience, then you have to do is the small task of choosing which product to promote. The video tutorials will cover how to do all of this. Once you have done this you will be set to make money even if you just start at $200

Everything about this website is genuine from the people to the idea. Follow the program, add in a little work and you will be making money in no time. In my opinnion you can waste your time and money on smaller, poorly constructed marketing scams, or you can use Commission Blueprint and really start to generate money.

http://clickbankmoneymakingmachine.blogspot.com/

Here's where change happens!

Pea

Five Things You Should Know

Real Ways to Make Money Fast Online

When there are economic downturns, like there currently is now all over the world, finding alternative ways to make money fast is essential. Money making ideas that people wouldn't normally search for all of a sudden rise in demand. This of course is an opportunity for you to jump at and help meet this demand that is generally always high.

In order for you to make money in these situations you must provide a simple solution that practically requires no previous experience to anyone. If the opportunity is perfect for the individual who is seeking ways to make money they will jump on it in desperation of the money they seek. It's essential that the opportunity is something that the customer is confident that it will make them money.

Some ways to make money fast is to sell on the internet electronic books which can simply be emailed to your customer. If you find the proper way to sell the ebooks (electronic books) you won't even have to lift a finger when you sell them. You can easily be paid with one of the high reliable online merchant accounts like PayPal, alert pay, or Clickbank and get paid instantly.

Of course I don't expect you to write your own ebooks, or find profitable ebooks to resell for you to keep 100 per cent of the profit. Although selling e books is quite easy once sold, it requires some knowledge of creating a website, uploading the e books to your website, and finding a unique way of selling the e books. Of course if you already knew how to do this you wouldn't be here looking for ways to make money fast. That's why it's better to copy someone else's idea, use someone else's website, you keep 100% of the profit and get paid instantly, and someone else sends the sold products for you.

I'll tell you how I do it. I give away a completely free e book that shows people how to sell any product on the internet. Every time I give this e book for free and people find out the viral twist that it has at the end, people happily send me their money every time. They run into an irresistible opportunity that no one can just let go. The result is massive amounts of payments. Anyone can do this. It's a no brainer in a way. Find out how to get your hands on some of the massive payments at my website. http://viraltwist.net/recommends/supertip

Believing In Yourself

How to Make Money Through Blogging?

Internet has made it possible for people to make money through blogging. A blog is a shared online journal. People use it for posting diary entries regarding their hobbies and personal experiences.

Many bloggers are earning a decent income through blogging. In fact, college students may also blog to earn some extra dollars. This online trend of communication is attracting more and more number of people day by day.

To generate more money from your blog, make sure that you post your blog often. Accordingly, spread your revenue potential through different streams for generating the money that would enable you to give up your usual job.

Blogging is an excellent way to attract attention of people, which traditional web sites fail to do. Anyone may make blog for money and look forward to it as a stable source of income. Read the instructions below to find out how you may make money via blogging like any experienced blogger.

Instructions:

1. Create or make a blog through any free service available online such as Word press or Blogger.

2. Think of any subject for your blog. You may choose from sports, current events, politics or any subject, which is of great interest to you. Be informative and witty. While blogging, write on a topic that sparks controversy and invites views of the readers.

3. For making good money through blogging, it is good to blog repeatedly for at least six months. Try posting a minimum of three new posts every week. This is necessary if you wish to be chosen for blogging jobs.

4. Offer space to popular search engine ads on your blog. Such service providers assist you in generating income. Join professional blogging services through the web sites of search engines. Always rely on those search engines, which are popular and are used frequently.

5. To make money by blogging, you may apply for the position of a blogger with any existing blog network. Here too, make sure you have been blogging for some months continuously. Whichever blog network you choose will ask to recommend any new topic for your blog network. If there is a topic, which your blog has covered but the blog network has not yet covered, then you may recommend them by adding your blog there.

6. Visit any job board exclusively meant for bloggers, and see the positions posted there. Accordingly, request the board to accept you as blogger.

7. Individuals may even choose to join any affiliate program to make money via blogging.

8. Make available donate button on the blog that you create. Certain bloggers hold daily fundraising drives. Many other bloggers work full-time, as they receive donations from readers.

Overview:

For people who are serious about earning money in an easy way, blogging is a great option indeed. Make money by blogging and pay for the bills. Your experience counts the most, where blogging is concerned. Besides, quantity and quality too play important roles. People new to blogs need to develop the talent before they actually take to blogging.

Learn how to leverage your business online and offline visit http://www.infinitenewcustomers.com Work smart not hard http://www.infinitenewcustomers.com/blog

Guilt Feeding On Your Conscience

How to Make Money Fast Writing Articles Online

Making money writing means working as a freelance writer. If you want to become a freelance writer then you are reading the right article. There are many freelance writers all over the internet who are making six figure income as a freelance writer. There are many things which you should know before starting as a online writer. An online writer can make money in many ways. Let's talk about the jobs which you can perform as a freelancer.

  • There are many companies out there who need press releases to be written and submitted all over the internet. Reputed companies are ready to pay good amount of money for high quality press releases. So if you want to make money writing then it is a good idea to write press release and submitting them directories.
  • The second way is writing articles and submitting them to directories. This method is practiced by website owners to increase the credibility and ranking of their websites.
  • The third way is to write articles for websites as they are always in the need of fresh articles.
  • There are many online writers who are making money by writing reviews for products and music albums.
  • There are many companies who are using web forums. You can easily get paid by posting on forums on the behalf of these companies.

If you want to make money through writing then you can start today. All you need is proper guidance. There are many people who want to earn online but don't know how to find their first clients. There are some guides which can really help beginners in making some easy money writing.

If you are really looking for online writing jobs then I would recommend you to visit Six Figure Freelancer. This is a step by step guide which can really help you in making six figure income from the comfort of your home.

Religious Freedom

Thursday, April 23, 2009

A Short Self-Injury Primer for Parents, Teachers and Friends

Angelina Jolie was on Inside the Actors Studio last year and she mentioned that when she was younger and life got too painful for her, she used to cut herself. This remark was made by her almost in passing. It wasnt questioned by host James Lipton. He didnt ask her why or what she meant by cutting herself. Yet cutting, burning and other forms of self-injury are very serious issues around the world.

At any given time, one percent of the population is using or has used self-inflicted physical injury as a means of coping with an overwhelming situation or feeling, according to the American Self-Harm Information Clearinghouse. Self-injurers come from all walks of life; they are from every socio-economic group, from a diverse range of ethnicities and countries, from any sexual persuasion, from any level of education. Self-injurers can also be of any age and gender. The main thing they have in common is that they cut, self-abuse or self-mutilate in an effort to relieve themselves from pain or distress. And as the ASHIC website points out, Self-mutilation implies falsely that the primary intent is to mark or maim the body, and in most cases this isnt so.

People start to self-injure for a variety reasons. They may have a biological predisposition to hurt themselves or a lack of experience dealing with strong emotions. Or they may have done somethingpicked at their B68skin, bit themselves or hit a wallduring a time of stress and realized that this action released some pent-up negative feelings. Because of this one-time, quick relief, the person may start to repeat the action in the middle of the next tense episode or the next time she needs to alter her mood. Preteens or teens who start this behavior may continue it for a long time, by wearing covering clothing or by always offering excuses as to how the injury happened, before someone realizes what they are doing.

If you are a teacher, a parent or a friend of a self-injurer, dont get angry or tell the person what they are doing is stupid. You need to understand why the person feels the compulsion to do the behavior. What triggers his actions? Is something horrible going on in his life that needs to be addressed? Is he in an abusive situation or living in a place where emotional expression is forbidden or invalidated? Other coping mechanisms will need to be learned, especially if the person will have to continue being in the stressful situation. Help for self-injurers usually involves professional therapy. But self-injury, like any learned, addictive behavior, usually cannot be overcome by forced treatment or forced hospitalization; the self-injurer has to want help.

Some treatments use medications (mood enhancers, anti-depressants, anxiety calmers) to ease the urge to self-harm. Therapy and medicinal combination can be done on an inpatient basis with an understanding hospital staff, or on an outpatient basis with a psychiatrist or other medical professional.

The most important thing for you as a friend, a teacher or a family member of a self-injurer is to try not be frightened, isolated or feel helpless (things that the self-injurer may be feeling too). Know that support groups (in person and online) exist for self-injurers and their loved ones. Educate yourself about self-injury.

Visit LifeSigns website at http://www.selfharm.org, Self Injurers Anonymous at http://www.selfinjurers.com and Showing Our Scars at http://www.showingourscars.org for more information. Share the information you find with the self-injurer to let her know you understand, that you arent being judgmental and offer to help in any way you can.

Self-injury can be stopped, with the right tools. Angelia Jolie is just one success story of that.

Jill L. Ferguson is a professor, editor, writer, public speaker and the author of the novel Sometimes Art Can't Save You (published by In Your Face Ink, http://www.inyourfaceink.com) about a self-inju2A6ring teenage artist who struggles one summer to balance painting, friendship, sex, travel and family issues while still maintaining her health and sanity.

Why Self Help Books Fail

If you are reading this you're probably one of those people with a number of self help books that are currently accumulating dust in your bookshelf and self help ebooks that are filling up your computers memory, or you're just curious of what I have to say. Either way I know you will agree with me.

First of all, I'm not gonna claim to be an expert in this particular field because I am not, in fact I need help as well, badly.

I've read a number of self help books myself, and those books that are accumulating dust in your bookshelf, I am sure you've read them too! You were inspired by them, you were moved by them, it even got you teary eyed at some point! But the question is, "why are you still the same old you?" If these books are so helpful, why are you still struggling? Makes sense right?

Now, let's take a look at how we call these books. "Self Help" and let's write that in reverse "Help Self" Wow! Now does that mean that I have to do something after reading the book? If these books are so powerful, I should be a changed man after reading them from cover to cover, right?

Wrong! Let me tell you something I found out about these books. First of all they are great and I like to thank all the people who wrote them and shared their experiences with us. But I tell you, not unless you have the determination and drive to make your life better everything in those books will be fictitious to YOU. Yes, It all goes down to "YOU" all the inspiration and all the knowledge you gained will all be wasted if you do not put them to use. They will be accumulating dust in your brains just like the books in your bookshelf. And you will still be living the same old life that you were trying to change or make better in the first place.

Now, let me ask you a question. "Do you really want to make your life better?" If your answer is no then stop reading and find yourself another article coz you are wasting you time my friend, If yes then do this! Let us do it together ok? I told you I need help too so I am doing this with you.

I want you to close your eyes and start looking at yourself. Assess yourself and think of the things that you are currently doing right now, once you have them, classify them into.

"Things that are greatly contributing to my life" and

"Things that are contributing less or things that are completely just wasting my time.

And then concentrate on doing more of the things that are greatly contributing to your life and less of or totally eliminating those activities that does not. And then, make another list of the things that you know you should be doing to achieve more in your life like starting a business or getting a masters degree or just plainly looking for work a5B4nd make an outline on how you plan to achieve these things. Make yourself a goal!

Come on, get a pen and paper and write down your goals. The achievable goals and the impossible goals! I wrote down mine just before I wrote this article. Write down how you plan to achieve these goals and share it to your family and friends so you'll get all the support you need. And everyday make an assessment of close you are in achieving your goals and ask yourself

"What did I do today that contributed to my goal?" and shame on you if there is none.

Remember you have to stay focused, you have to have the perseverance and discipline so as not to stray from your goals, just think of the rewards that you will get once you're there up top with everything that you could ever dream of.

So, lets stop reading and start making things happen! Ok? I know I'm gonna do it. I'm gonna write another article in the future sharing my success! And I'll be looking out for yours too. Good Luck!

If you wanna share your goals with me visit http://eshop.vstore.ca and send me a message through the store and we'll help each other out. No personal emails are allowed in here.

A Journey To Ending Self Sabotage

Let's face it from time to time we all feel life is just one big struggle with a series of never ending problems. However, life doesn't have to be that way. Life is not about struggle and overcoming problems. Life is about pursuing and creating what we truly desire in an easy and stress free manor.

Are your desires continuing to elude you? Are you struggling to create your desires? Did you know that you could be self-sabotaging yourself and you don't even know it?

Maybe your desire is to have more money. While you may consciously desire to have more money, your sub-conscious may hold a belief that it's to hard to make more of money. As a result, very little happens or no progress at all. This can apply to anything you desire. Simply put, your conscious side wants something but your sub-conscious side does not!

Why do we self-sabotage ourselves? We try to change our behaviors to become more successful in business or career but yet we fall back into our comfort zone. Can you identify with this? If you can I have great news for you... that's all about to end. Your going to be able to create the life you desire and remove any and all road blocks that have been standing in your path up till now!

It's critical to understand this disharmony between your conscious and sub-conscious is what is keeping you from your desires. This conflict between the the two sides creates a negative emotional energy block within your electro-magnetic system. As you already know, negative emotions / energy attracts the things you do not want. This is what creates self-sabotage, there is a term for this called Psychological Reversal 1B0Ewhich describes what we consciously want and what we actually do.

All, self-sabotage is the result of psychological reversal. Understanding psychological reversal is important because it can be mistakenly blamed on things like poor motivation, lack of will, laziness, or any number of other forms of character defects. Which when we don't achieve our desires leads to feelings of failure, self-blame, guilt, shame, self-judgment, and self-persecution. This then leads to the belief that we need to deny or punish ourselves. This self-limiting system continues to run on auto-pilot unless you consciously do something to change years of sub-conscious, self-sabotage conditioning.

When psychological reversal is present little to no progress will be made and you will be literally blocked. Psychological reversal occurs when the energy system of the body changes polarity. This will happens outside of one's awareness. It's similar to putting batteries into a electronic gadget backwards, when you turn it on nothing happens because the polarity was reversed. After you placed the batteries in the correct position everything worked normally.

What I have found with myself and most people is, we do very well in many areas of our lives but are psychologically reversed in specific areas which seem to be out of reach. Now, this does not mean we are weak or have a character defect. Psychological reversal has nothing to do with character. However, when there is psychological reversal anyone will have a problem with the polarity of their body. Due to the negative self-defeating fears, phobias, and self-doubts, our body's energy systems begin to work against us. As a result no amount of positive thinking will work.

You are not weak and the world is not against you. It's your own energy system that is causing the problem. Your batteries are in backwards!

Now how does this affect you? No matter what you want in life, or what problems, or fears you want to eliminate, psychological reversal will stop you dead in your tracks. It will limit you in any area of your life mentally, physically, emotionally, and spiritually. So you may have good intentions and consciously want to improve your life but sub-consciously you have programed limits as to how much achievement or improvement you can accept. You may say you want that or you believe that but you conscious and sub-conscious have totally different agendas. This will automatically undermine anything you desire or plan.

This will only lead to a spiral of creating negative things into your existence. It becomes a vicious cycle and you generally settling for so much less then we deserve. We then go through life struggling for the things that we want and coping with our problems and fears the best way we can.

The good news is that you can remove and replace the programs that limit you just as I did. In fact, psychological reversal can be correct quickly and easily. The fundamental rule of all self-help books and training programs is this; if you want to change your reality, you must change your consistent thoughts. By doing this through your constant thoughts become your new reality.

The problem is most people is that they are carrying around thoughts of their past abuses, fears, failures, and guilts. Those consistent thoughts have become their reality. The condition of their life proves them right and they will continue to manifest this until they choose to remove these blocks.

Remember yesterday's thoughts have created your present and today's thoughts are creating your future. Everything we experience in our outside would is a mirror, our conscious thoughts and feelings and more importantly our sub-conscious thoughts and feelings send out a signal to the world to attract into our lives exactly what we believe about ourselves.

Again changing your consistent thoughts, because doing this automatically changes our reality. The first step in the process is to erase the limiting beliefs or thoughts keeping us from what we desire. Second replace the thoughts with new ones. To accomplish this you must begin by identifying which thoughts offer the most resistance or where you self-sabotage yourself. You begin by talking about what you want and why you cannot achieve it. Identify what your negative self-talk is. Your self-talk creates your consistent thoughts. You talk yourself into believing what is true.

Exposing these useless limiting beliefs weakens there influence. The problem with these limiting beliefs is that they cause negative blocks in our energy system. Beliefs as you know are very powerful some are true and some are not.

Next find words that cause positive emotions, words like excited, first place, blessed etc. Affirmations are statements we make everyday. Look at your self-talk it reveals our existing affirmations, beliefs and attitudes.

The persistent repetition of an affirmations along with emotions, conditions the mind to see things differently. The affirmation will eventually become installed as a constant thought. Remember consistent thoughts become our reality. Affirmations are the easiest most powerful ways to replace negative thoughts and create the life you desire, they are highly reliable and they always work when used in a consistent manner.

What will cause you to continue down the same road... negative friends and co-workers, family, tv news radio news and print with all negative reports, religions that make you feel bad about yourself, violent movies, violent books, violent music.

Do something right now, remember to be magnificent and God Bless!

Ron Sakamoto has been teaching individuals how to create wealth by using the Law of Attraction to attract their desires. He is a dynamic speaker as well as mentor to whom has worked with other mentors from around the world. To learn more of his current ventures Click Here to view other articles Enter Here

Who Moved My Cheese? Revisited

If you are like me (before I read this book) - you believe that Self-Help books are for losers. (Losers are people who dont have it in them; people who just keep moaning about life and how external factors prevented them from making it). This little book made me sit up and acknowledge how wrong I was.

Every one needs help at some stage of his/her life. I dont mean financial help - I mean good old morale boosting help. And if you dont have a best friend....if you dont have a special someone to give you that morale boosting talk, dont worry, Who moved my Cheese is here!

Read this little book with an open mind - read it with an open heart. I am not saying that the book WILL change your life. All I am saying is that it CAN change your life IF you give it a chance. And if you are the cynical sort and believe that you dont need advice, then fine you have wasted a few minutes of your life on a worthless book...no big deal....no harm done.

"Who moved my Cheese?" is written by Dr. Spencer Johnson. Dr. Johnson "earned a B.A. degree in Psychology from the University of Southern California, an M.D. degree from the Royal College of Surgeons, and medical clerkships at The Mayo Clinic and Harvard Medical School". So to answer the pompous question normally put by a cynic "Is the guy qualified to write a self help book that will help ME (who says I need help anyway)?" - a short answer Yes he is. If you have any doubts about Dr. Johnson or the book itself - check out the books site.

Moving on to the book itself - its about mice and little people. Wait a minute, you say, did u say mice? Yes...mice. But the mice arent really mice....they represent people - not specific people but types of people. Two little mice and two little people, named very appropriately Sniff, Scurry, Hem and Haw, between themselves represent the human race and their quest for "success". The cynic reading this will no doubt argue that you cant possibly club all humans in just four groups. Relax, pal. Like I said...keep an open mind. Give the book a chance...ok? Coming back to our friendly neighbourhood mice, they spend their lives looking for cheese. Again, cheese is a representation of "success" - the reader should substitute "cheese" with his/her goal(s) in life. After all everyone has a different view of what constitutes "success". Right, so our mice and little people are looking for "cheese" which they think (the cynics know) will keep them happy. They live in a maze which represents the world WE humans live in. Each of them has a diff5B4erent method of finding his cheese and each finds his own "stash" of special cheese their type of cheese. They settle into a rhythm - each morning they wake up and go to their cheese. And thats how life is, isnt it? We eventually either find nearly everything we look for in life or if we dont, we compromise and we settle down happily (or unhappily). Basically, we take things for granted, dont we? One fine day, our mice and little people set off for their cheese only to find that the cheese isnt there any more. You guessed it....someones MOVED the cheese! The four dont know who moved it or where its gone - it could be anywhere in the maze. How each of them reacts to this "unforeseen" situation, is what this book is about.

The beauty of this book is its simplicity. The use of mice and little people makes the book childlike and thats what the author wants. Become a child when you read this book because only as a child will you have an open mind. The book attempts to pose (and answer) various questions. Which of the mice or little people are YOU similar to? Are you simple minded and uncomplicated like Sniff and Scurry? Or are you complex and complicated like Hem and Haw? How do YOU manage change? Are YOU ready for change? What would YOU do if YOUR cheese was moved? And the most important question is.....Are you ready for the day your cheese is moved? Because my friend, YOUR cheese WILL move. Will you panic 5A2and give up like Haw? Or will you analyze the situation and take control like Hem? Or will you just move onto new cheese like Sniff and Scurry?

Read the book to answer these questions.... maybe it will change your life as it did mine. After all (and here I change Benjamin Franklins quote a bit)...in this world, nothing is certain but death, taxes and change.

Mr. Cynic, you arent going to argue about this as well, are you? Are you saying that nothing in your life will EVER change? In which case, I wish you the best of luck, my dear chap!

As for the rest of you, after youve read the book and analysed it, do ask yourself this question whenever faced with a tough "real life" situation..."What would you do if you werent afraid"?

I am a Merchant Navy officer living in Mumbai. When I am not sailing the high seas, I enjoy surfing the net, playing computer games, swimming, listening to music and reading books.

Why I Love Self-Help Books

Wow! Lots of people sure do hate self-help books. One of my former coworkers had a mini-tirade when she saw a self-help book on top of the New York Times Bestsellers List. According to her, those kinds of books dont deserve national attention. And another friend of mine never hesitates to tell me how useless self-help books are. According to him, self-help books are only beneficial to the people who get rich writing them.

Whats wrong with helping someone solve a problem thats obviously causing emotional or physical pain? Everyone needs help every once in awhile, and its not always possible to speak with a person. And even if there is someone to talk to, that doesnt mean they can help. When youre surrounded by negativity and people who cant even begin to give you advice, then self-help books are useful.

Im not ashamed to admit that self-help books have helped me tremendously. The Power of Positive Thinking, by Norman Vincent Peale, encouraged me to venture away from small town life to explore life in New York City. Beauty for Ashes, by Joyce Meyer, taught me to overcome emotional baggage collected from years of verbal abuse. These are only two examples out of many. These books provided the guidance and information I needed to make positive changes in my life.

People who say self-help books dont work miss one very important fact: No one can help a person who refuses to be helped. A person can read hundreds of books on overcoming child abuse, but that doesnt mean anything will change. The books arent junk just because the reader doesnt change overnight. Adjusting thought and behavior patterns takes time. Its not as easy as switching to a different television show.

Im not nave. A number of self-help books are junk. Its true that you cant believe everything you read. The advice may be useless, unrealistic, or just plain bad. Theres good and bad in any industry. And theres always someone waiting to cash in on a trend. However, thats no reason to trash an entire industry because of a few con artists.

Another criticism I hear often is that self-help books are for stupid people who need common sense in a book. Thats ridiculous. There are things that require much more than common-sense knowledge. If youre an alcoholic who wants to quite drinking, common sense says just stop drinking. But does anyone honestly believe its that easy? A se580lf-help book could be the first step towards sobriety.

I think the world would be a better place if more people read self-help books. Im not suggesting we become self-help book addicts, and spend more time reading than living our lives. What Im saying is that personal-growth is beautiful, and can make life better for everyone. No one is harmed if a self-help book provides the help a person needs. And if you would laugh at a person for trying to better themselves, then maybe you need to read a few a self-help books as well.

Michelle Strait has been a professional business writer for more than three-years. To read more writing articles, tips, and advice please visit http://www.michellestrait.com

Monday, April 13, 2009

Effectively Study For Finals

One of the most stressful times in college is finals time. Students performance on finals will often be the difference between and A or a B. It may even be the difference between passing the class and failing the class. For this reason it is very important to learn tips on how to study for finals. I have written many articles with tips and suggestions that you can use but this article will explain the basic foundation to success and tell you how to use it to become a better student.

The basic foundation to success in school, business or life in general is motivation. Sorry if you were looking for the end all be all suggestion but the bottom line is motivation directly relates to success. But how does motivation make you a better student and furthermore how can I get motivated if I am not.

Motivation works best if you know what you want to achieve. Students or people who feel like they are spinning their wheels often feel this way because they do not have a plan or direction to focus on. Therefore motivation will suffer. The first thing that you must do is to understand what you want to accomplish and then write it to paper to confirm it. Maybe you want a promotion at work or maybe you want A in a class or a 4.0 GPA. Once you know what you want to accomplish you use your motivation and desire to achieve your goals.

Clearly, this is easier said than done and in order to be successful you have to make sacrifices. The key point here is develop your goals, focus on what you want and you will see your motivation increase. Maybe you are a student who is struggling, if you are this article also applies to you. Set your goals to become a better student and use your new found motivation to learn new study tips and methods. Then put those newly found tips and methods into practice and watch the results.

My motivation was to become a better student by learning how to improve my study skills and also learning how to increase my study speed. Motivation will help you become a better student guaranteed but you have to find it and use it. As mentioned before becoming a better student is learning how to increase your study speed. A website you can go to to learn the benefits of speed studying is here SpeedStudyMethod.com. Imagine how well of a test taker you will be when you can study twice the material in half the time. My motivation was because I had more time to focus on other things. There are many benefits to using this method of studying. I used this method and was able to finish my undergrad in 3 and half years and currently I carry a 3.79 in my MBA program. If you want to be a better student follow these tips and check the website out you won't regret it

Promote Your Web Business

Certainly you've seen some article directories were the authors submit articles and articles, that allow their sites to earn a high ranking amongst other sites of the same subject . A free list of articles can be used to submit articles in order to promote your business and your website or you can use it to find article resources for websites, reviews, ebooks....

A free article directory allow you to download as much content to use on your website as you want. The only requirement is that you leave the author's information and links in the resource box ; These lines of text are basically just an advertisement for the writer and usually contain a couple of lines about the author site and a web address.

If you allow your articles to be freely published, your articles will have the potential to be viewed by millions of Internet users; Your articles may be copied and published by many ezines with your subscriber bases (site links , author's name etc.) from a few hundred to several thousand.

If you're looking for a powerful way to get free ranking and build your business at the same time, then writing articles may be your goal. Create valuable content for you to share with potential clients or convert into speeches and other marketing strategies. Keep your paragraphs short, readers will ignore long batches of words in long paragraphs.

Write in an informal style, like you would explain your topic to a friend. Don't worry too much about correcting mistakes or how it sounds. This may interrupt the flow of thoughts you want to write about. You can always correct them later. After writing your article, run it through a spell checker first, then read it through a few times to check forspelling mistakes the spell checker may have missed and to correct the grammar and punctuation.

Make sure it flows well by clearly identifying the problem, providing a solution and concluding with an action step or steps. Get someone else to read it over. Often they will find the mistakes that you missed. In a free articles directory you can submit your articles for free and get free content for your website.

You can use these articles for free on your site. Submit your articles and tutorials at article directory if they are unique content and not published on the web yet. A Articles Directory proposes to be a useful resource of information. Internet became during the last few years The big advertising panel, so If you submit articles to the directory, you increase your website traffic and link popularity;

Article submission to some article directories is absolutely free; invest your time in writing articles. If you write an article every week or 2 weeks and submit it for publication you will soon generate a steady stream of traffic to your web site for years to come.

You may submit as many articles as you want as long as they are not already published on Internet. Any your article may have between 500 and 750 words,and will contain those keywords that have more importance for your website ranking.

The articles in these Directories are organized by category and you may submit any article you want in the proper category.

Publishing articles on a free article directory It's a self generating marketing machine that produces a constant flow of visitors. Read Information and guidelines on AUTHORS AGREEMENT.

This article help you succeed in your online business. Submitting your articles you're going to increase your business.

Carlo Giudice is adimin of http://ArticleBlister.com

Learn Forex Trading Online - A Guide To Reading Forex Quotes

The price of a currency is determined by a variety of different factors perhaps the most important of which are political and economic conditions in the country issuing the currency. Currency prices will, for example, be influenced by such things as a country's political stability, its rate of inflation and its interest rates. Governments can also directly influence currency prices by either issuing currency to lower prices or by buying currency to raise prices.

One of the greatest strengths of the Forex market however lies in its sheer size which means that, while governments can influence prices in the short-term, in the longer term the market will invariably prevail. This makes Forex trading both an extremely fair and also a very open form of investment.

Forex quotes use a three letter country code for each currency being traded with the most commonly traded currencies being the US dollar (USD), European euro (EUR), United Kingdom pound (GBP), Australian dollar (AUD), Japanese yen (JPY), Canadian dollar (CAD) and Swiss franc (CHF).

Forex quotes are issued for currency pairs with the first currency in the quote being known as the "base" currency and the second as the "quote" currency. Here is an example of a quote for the US dollar and European euro:

USD/EUR = 0.8723

The base currency (the US dollar) is always taken to be "1" unit in the quote and the quote shows how much it will cost to buy one unit of the base currency. Here therefore it will cost 0.8723 European euros to buy 1 US dollar.

This quote could also have been given as:

EUR/USD = 1.1464

Here it will cost 1.1464 US dollars to buy 1 European euro.

When reading Forex quotes it's common to watch the price of the quote currency as it rises and falls. An increase in the quote currency indicates that the base currency is becoming stronger and that one unit of the base currency will now buy more of the quote currency. Similarly, if the quote currency falls, then the base currency is becoming weaker.

When buying and selling currencies, Forex traders are interested in both the "bid" and the "ask" price for each currency. The bid price is the price (in the quote currency) that the buyer pays for the base currency, while the ask price is the price (in the quote currency) at which the sellers will sell the base currency.

Symbol Bid Ask

USD/CAD 1.2402 1.2407

This quote indicates that we can buy one US dollar for 1.2407 Canadian dollars, or sell one US dollar for 1.2402 Canadian dollars. If this is confusing, remember that when reading this quote it is the dealer and not you who is the buyer/seller.

The most frequently traded currency pairs are what are termed the "Majors" and are the GBP/USD, EUR/USD, AUD/USD, USD/JPY, USD/CHF, and USD/CAD.

Of course, as dealing is normally conducted across a range of currency pairs, it is common to see quotes combined into a chart as follows:

US $ Ca $ Euro UK

US $ 1.00000 1.24060 0.83935 0.56870

Ca $ 0.80606 1.00000 0.67657 0.45841

Euro 1.19140 1.47805 1.00000 0.67755

UK 1.75840 2.18147 1.47591 1.00000

Here, the currencies shown on the left side of the chart are the base currencies and the currencies along the top are the quote currencies. From this chart we can derive the currency pairs by following the row for each base currency. Using the UK pound as the base currency we get the following currency pairs:

GBP/USD = 1.75840

GBP/CAD = 2.18147

GBP/EUR = 1.47591

One important point to note is that there is no standard format for multiple currency charts and you will sometimes find charts with the base currencies running along the top, rather than down the left-hand side. The only way to know which form of chart you are looking at is to recognize at least one quote. In the example above we know from experience that 1 UK pound will buy more than 1 US dollar and so it is clear that the base currencies here are running down the left-hand side.

LearningForexTradingOnline.com is the ideal place to currency trading and provides information on a range of topics including such questions as how does day trading work

Online Forex Trading Software - What to Expect

If you are into foreign exchange trading, you should be aware that there are different online forex trading software available in the market to help you carry out daily trading initiatives. Such software are not actually necessities, but they are recommended and are really helpful for traders and investors. In investing, there is always a need for trading and investment tools that would help make the initiative gain productivity. In forex trading, helpful software are must-haves.

Forex trading is different from stock market trading in that forex trading can be done 24-7. That is because global currency exchange markets are scattered all around the world. Thus, anytime of the day, you could actually trade currency. Forex trading can also be a source of easy and fast income and revenues, but that is if you would be wise and resourceful enough when making important trading decisions.

What is an online forex trading software? This computer program is designed and made to ultimately help investors and traders trade currencies better and more accurately. What to expect in online forex trading software? Of course, initially, you should access and use such software through the Internet. For beginners, there is a running demo account that is offered free of charge. The demo account facilitates testing and practicing trading.

The software also facilitates other investment functions and instruments like charts and tickers. As an additional feature, such trading software also provides streaming news that investors and traders should read and understand before investing their money. Online connection of such software enables the program to include and roll out the latest and most reliable information and news about currency trading.

Most of all, a good currency trading software is popularly used in the market and is widely known for providing users reliable services and information. Recommendations from experts and actual users would very well provide you proper and effective guidance in your choice of software to use. You should learn from the experience of other actual software users if you do not want to meet hassles in the course of action.

When choosing a currency trading software, decide whether you like a client based or a Web based software. Client based is software that can be downloaded and retained into the computer, while Web based requires operating online. Whatever your choice is, be sure you would pick the online forex trading software that would be the most useful to you.

Learn everything about forex trading from Davion's wildly popular blog to learn how to trade forex - from mastering the basics of foreign exchange trading to discovery of new trading tips, strategies, tools and more. Also, read this informative article about 6 forex trading terms you need to know!

Sunday, April 12, 2009

How to Eliminate Doubt and Enjoy Risk Free Trading

Many people are interested in day trading and achieving financial independence, particularly in these difficult economic times. What keeps more people away than anything is the risk involved with investing in the oftentimes turbulent foreign exchange market. Luckily in recent years a revolutionary solution has been invented which dramatically reduces and eliminates almost any possibility for risk, more so than any other means.

Signal trading software software works as a safety net towards risk free trading in a number of ways. This software is designed to generate "signals" which predict trends so that you know exactly where the market will go but before it ever happens. This gives you the profitable opportunity to trade early and confidently in the market without any risk. But of course you're probably thinking of the obvious point and question, just how accurate is this software, because you're only as well off as the information that you trade with.

The best part of signal trading software is that it is remarkably accurate because it makes use of complex mathematical algorithms. These algorithms are tested and tweaked for months and sometimes even years in advance using real campaigns within the market to ensure that they are as precise as possible. This eliminates any possibility for human error, and the best of these are precisely accurate the vast majority of the time.

Many traders swear by their signal trading software and the trends that it predicts for them and consequently don't trade by any other means. If you want the most precise and invaluable information affecting your trades day in and day out and enjoying the peace of mind which comes with risk free trading, there is honestly no substitute or even close second to signal trading software.

To begin your path to financial independence through reliable and guaranteed income today, visit http://www.forexautotradingreviewed.com for updated and detailed reviews on the leading signal trading software available right now.

Stock Market Trading Using Technical Analysis - Bolllinger Bands Squeeze

Using Bollinger Bands for market analysis has become a widely popular method for determining price direction. Bollinger Bands will work with any market and are useful for identifying price volatility.

The bands expand or move in the opposite direction when volatility of a stock, commodity or index increases. The higher the volatility the wider the bands become. As volatility decreases the bands begin to come together or move towards each other. Once volatility bottoms out the bands begin to move parallel to each other. Price action tends to move sideways and can touch the upper band and the lower band before breaking out to a more volatile environment.

During this period of low volatility the bands are in what is known as a "squeeze". That is, the bands squeeze the price together and it seems contained for a period of time. This is a good price setup that often leads to large price movements when prices break out of the squeeze. Look for prices to move to one of the bands, touch the band and continue moving in that direction. The bands then begin to expand once again and volatility returns. Prices tend to continue in the direction of the break out for awhile, often correcting back to the trailing moving average, then continuing in the direction of the trend. Once prices correct back to the moving average and close above that point, caution is warranted as this could lead to a period of reversing price action and a change of trend.

It should be noted that occasionally when prices begin to break out of a squeeze and head in a certain direction that they may reverse in what is known as a "head fake", and continue in the opposite direction in what is usually a very strong move. What this looks like on the chart is a move to one of the bands (either top or bottom), the band begins to expand in the direction of the move, prices begin a small correction and consolidate, then they either continue the break out direction or they reverse. Other indicators such as momentum or stochastics can help to determine if the move is for real or not. Either way there is going to be a strong move, it's just a matter of getting on the right side of the move. If a position is taken on the direction of the initial break out and prices reverse, it would pay to reverse your position as well.

Learn how to take advantage of the opportunities that present themselves in these volatile times. Learn important stock market terms and discover how to spot trends and develop short and long term strategies

Trading Journal - Your Trading Pillar For Success

If you are trader (whatever it is - stock/options/future/forex) and never had your trading journal started, this is my genuine advice - Start it now! And do not wait!

Trading journal is one of the utmost criteria for a successful trader, of course, it is equally important for the entire beginner trader. But from the start, you will be definitely facing discipline issue as recording down every single trade is not an easy task for every one, especially for a person that is not very well organized for his stuff.

But once you started it, you will start to see more results, it is just a like a journal, to understand yourself better. A trading journal will let you understand yourself more about your trading style and behavior.

Then why do we need to have trading journal? The reasons are simple:

1. First, it gave you more time to think before you enter your trade while you still entering data in your trading journal before entering the market. Many times, you realized that your trade is based on emotion more than analysis. Give yourself a valid reason why you enter the trade and what is your exit strategy.

2. Second, it provides reference information when you trace back why did you enter the trade in the first place. Whether the result is making profit or loss, your record is important for you to know what you did right and what you did wrong.

3. Lastly, to calculate the profit/loss in a systematic way, as well as providing a performance chart for yourself to track your profit/loss, as well as your winning/losing trade ratio, etc.

If you are excel expert, you can make a simple trading journal by using excel. If you are not, and would like to use what the expert promotes - here is one for you.

You can find out more from TraderWork.com

I love options trading and I am here to share my humble experiences so that you can be benefited from it. You can find out more from http://traderwork.com/ . Always trade with your passion! Cheers!

Forex Assassin - Is This System A Scam? Find In This Review

Forex Assassin system just came out few days back and experts are already talking about it. I am sure you must have heard of this system already. Also, you must have heard of a formula that this system contains that helps identify the trade. Many of you might be thinking - Is Forex Assassin really that good as what experts are saying?

Lets look at the this system -

What kind of System is Forex Assassin?

Each forex trading system consists of a trading strategy of a particular category. The primary categories of Trading strategies are -

1. Fundamental analysis based - These kind of systems focus on making pips using fundamental news such as NFP (Non Farm payroll) etc.

2. Technical Analysis based - Most of the systems fall in this category where the trades are made using the technical indicators. There are tons of technical indicators such as Fibonacci, EMAs, candles, MACD etc.

3. Price Driven - Forex Assassin system falls in this category. These systems are based on the theory that particular kind of price movement influence the market to move in a particular way.

What is the Forex Assassin Formula?

This system primarily is based on a formula. This formula recommends the entry and exit points for the next trades to be made based on current price information of the currency pair. Since the formula makes the calculations, this frees up the time of the traders since they don't have to continuously watch the charts. Due to this, the identification of the trades is matter of just minutes because of this formula.

Is Forex Assassin costly?

Typically, from my observation I have found that all the forex trading systems come for a standard price of $97. So does this system. I guess, $97 has become more of a market standard. There are few systems that come for even 1000s of Dollars, but they are DVD based courses. Considering this point, this system is more in line with Market price. Just to mention here, my suggestions is that when you think about buying a system, pay $97 only to the systems you know that have good reviews.

Should you buy Forex assassin?

Here is the thing. Before buying any system, find out what is its review ( Find here Forex Assassin review and experiences).

However, the first important thing is that you should buy a system only when you are planning to use it. I have known people who just buy a trading strategy, but they hardly open it and use it. If you are planning on doing the same, Don't buy any system to throw away your money!

So, here was my review. In all, the system looks to be fine so far. I really like the part where it saves a lot of time because of the formula it contains. Use the information mentioned here to make decision about Forex Assassin.

If you want to know my experience with Forex Assassin system, please click on this link Forex Assassin review.